BUILD PROSPEROUS BUSINESS TOGETHER
Business loans and programs. Commercial real estate loans and property financing. Programs for small and medium sized businesses.
GET THE MOST FOR YOUR BUSINESS NEEDS
Every loan application is approached with a creative and strategic mindset, and we structure financing solutions to help our clients meet their growth objectives.
WHO WE ARE
We invest in your future and provide advice and guidance through all stages of the lending process.
CITIZEN FINANCIAL CENTER, financial services company with headquarters in Northern Virginia, specializes in supporting business owners, small and medium sized companies, and organizations by providing them with working capital and funding their daily and long-term needs including expansion, construction projects, real estate purchases and mortgage refinancing.
Business loans and programs
Commercial real estate loans and property financing
Programs for small and midsize firms to Fortune 500 companies
PROTECT YOUR BUSINESS AND MINIMIZE RISK
Among other services, we offer short-term cash flow assistance to cover operating expenses and guide through restructuring process, internal growth and expansion, mergers and acquisitions.
OUR SERVICES
Working capital loans
Expansion loans designed for established companies and organizations
Short term cash flow assistance to cover operating expenses and
keep employees in placeEquity investment and start up funding
Loan programs guaranteed by the Small Business Administration and USDA
Lines of credit
Uncollateralized programs
Leveraged loans
Business grant programs
Alternative documentation loan programs
FREQUENTLY ASKED QUESTIONS
What is my FICO score?
Your credit score is a number that represents the risk a lender takes when borrowing your money and offering credit. A FICO score is a well-known measure created by the Fair Isaac Corporation; it ranges from 300 to 850. FICO score is based on credit history: number of open accounts, total levels of debt, and repayment history.
What is FDIC insurance?
FDIC insurance covers all types of deposits received at an insured bank, including deposits in a checking account, savings account, money market deposit account, time deposit such as a certificate of deposit, or an official item issued by a bank, such as a cashier’s check or money order.
What is my business credit score?
Your business credit score is a number that indicates whether a company is a good candidate to receive a loan or become a business customer. Business credit scores range on a scale from 0 to 100 with 75 or more considered an excellent rating. Business credit score is specific to business’ history of debt repayment and public records.
Who is eligible to lend?
US Insured Depository Institutions
US Insured Depository Institutions
US Bank Holding Companies
Federally Insured Credit Unions
US Savings and Loan Holding Companies
Designated Intermediary Lenders
Farm Credit System Institutions
Small Business Administration Certified Lenders
Non-Bank Depository Institutions
Commercial banks, such as Wells Fargo Bank, and credit unions, such as Pentagon Federal Credit Union, are main types of depository institutions, and non-bank lenders range from the mortgage provider Quicken Loans to financial services firms Fidelity Investments and Charles Schwab.
Learn more at www.federalreserve.gov
Send us a message +1 571 282 5440
Talk to a business specialist by phone or in person to get a recommendation based on opportunities and challenges your business faces. Our specialist can advise you on choosing the right program for your specific capital needs and will guide you step-by-step through the loan qualification process.